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By visiting this Web Site you are agreeing to be bound by these Terms of Use, and that such agreement constitutes a binding contract between you and the owners, operators, and content creators of this web site. If you do not wish to be bound by these Terms of Use, please do not visit or use the Web Site.

The owners, operators, and content creators of the Web Site and/or its partners (together referred to as the "Company") operate the Web Site. The Company offers you access to the Web Site in exchange for your agreement to accept and comply with the terms, conditions, and notices stated here and as may be modified by the Company from time to time. The Company refers to these terms, conditions, and notices, whether modified or unmodified, as the "Agreement" or as the "Terms of Use".

The Company reserves the right to modify in its sole discretion this Agreement and/or the Web Site without providing notification. You are responsible for regularly reviewing this Agreement.

Your use of certain pages within the Web Site may be subject to additional terms that are specific to such web pages (the "Specific Terms") as either contained (i) on this page below this Agreement and/or (ii) on such web pages.

Except where we specify otherwise, the Company offers you access to the Web Site solely for your personal and non-commercial uses. You promise that you will not use the Web Site, in whole or in part, for any purpose that is unlawful or prohibited by these Terms of Use or for any purposes other than those that are personal and non-commercial. You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the Web Site. This means, among other activities, that you agree not to engage in the practices of screen scraping, database scraping, reverse engineering, or any other activity with the purpose of obtaining information or technology from the Web Site. You agree that you will not use the Web Site in any manner that could damage, disable, overburden, or impair the Web Site or interfere with any other party's use and enjoyment of the Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Web Site.

If and when requested by the Company you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of the Company, you agree that you will not access or attempt to access any password protected, secure or non-public areas of the Web Site. Unauthorized individuals attempting to access prohibited areas of the Web Site may be subject to prosecution.

For any links you may create that point to this Web Site, you agree that if the Company, in its sole discretion, requests in writing that you remove any link to the Web Site, you will promptly do so. You agree that if you create any link to the Web Site that you will not employ any technology that results in the placement of content from the Web Site in a frame and/or a pop-up window and/or any other display mechanism which changes the Web Site from how it would display in a typical web browser if a user typed in the direct URL.

You agree that the Company may in its sole discretion and at any time terminate your access to and use of the Web Site, or any part thereof, with or without notice.

The Web Site contains information originated by the Company. The Company makes available such content and information as a public service, for the sole purpose of aiding you, the individual consumer. The Company cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information.

Your use of and reliance upon any and all information, including but not limited to the content provided by the Company through the Web Site is at your sole risk. Such information is provided on an "as is" and "as available" basis. The Company makes no express or implied representations, warranties, or guarantees with regard to the appropriateness, accuracy, sufficiency, correctness, veracity, value, completeness, or timeliness of such information. The Company expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. The Company shall have no liability to you or any other user of such information or to any third party for any loss, expense, or damage, including consequential, incidental, special or punitive damages and including lost profits or lost revenue, caused directly or indirectly by the use or reliance upon such information. Any material downloaded or otherwise obtained through the use of the Web Site, is done at your own discretion and risk and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

The Company reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

You agree to indemnify and hold the Company and its suppliers, vendors, affiliates, subsidiaries, employees, and contractors harmless from any and all claims and demands, including, but not limited to reasonable attorneys' fees, made by any third party due to or arising out of any information, included but not limited to Company solicited information.

The information contained in and provided through the Web Site, including postings on other places on the Internet and any emails, faxes, or phone conversations with our employees, directors, or shareholders is not intended nor implied to be a substitute for professional advice. The Company makes no express or implied representation, warranty or guarantee in connection with the information contained in and provided through such services, including the appropriateness, accuracy, correctness, veracity, value, sufficiency, timeliness, or completeness of the data, methods and other information contained in and provided through such services. The Company expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement with regard to such services. The Company shall have no liability to you or any other user of such services or to any third party for any loss, expense, or damage, including consequential, incidental, special or punitive damages and including lost profits or lost revenue, caused directly or indirectly by any error or omission, or arising out of, or in connection with, the information contained in or provided through such services. In no event will the Company be liable to any user of such services or to any third party for any decision made or action taken by any user of such services or any third party in reliance upon the information contained in or provided through such services. A user's sole and exclusive remedy for dissatisfaction with such a service is to stop using the service.

This Agreement is governed by the laws of the State of Georgia, USA. You hereby consent to the exclusive jurisdiction and venue of courts sitting in Georgia, in all disputes arising out of or relating to the use of the Web Site. Use of the Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including, without limitation, this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Company as a result of this Agreement or use of the Web Site. The Company's performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of the Company's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Web Site or information provided to or gathered by the Company with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and the Company with respect to the Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and the Company, with respect to the Web Site. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

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